Know Something about Good Home Insurance Policy

Home owners insurance policies are designed to protect your house and personal property against losses from the perils listed in your policy. Home owners insurance rates vary widely based on your geographic location. Areas prone to hurricanes, floods, hail, earthquakes, fires and other natural disasters will generally have higher rates. Even the distance to the […]

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Find out What Exactly Is An IRA?

IRA? It’s important to start saving early for retirement. The good news is, even if you already have a 401(k) at work, you can give your savings a boost with an Individual Retirement Account (IRA). An IRA, which combines the benefits of compound interest and tax savings, is available to anyone who earns a taxable […]

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Find out What Exactly Is Private Mortgage Insurance?

Private mortgage insurance or PMI as is known is a form of insurance new homeowners are required to purchase. This is particularly so if their down payment is 20 percent or less of the property’s valued price or sale price. The main reason for private mortgage insurance is to protect lenders in the case the […]

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So What Exactly is Term Life Insurance? Find out here

Term life insurance is basically a “no frills” type of life insurance. It is a life insurance for a specified duration limit, or time. You buy a specific amount of coverage for a specific time period by signing a contract. You pay for that coverage period and at the end of the term the policy […]

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Find What’s The Lowdown On Variable Universal Life Insurance?

If permanent insurance with flexible premiums and options is important to you, you’ll want to choose a variable universal life insurance policy. This type of policy combines features of universal life insurance with investment options, so you have the potential for a larger death settlement than you would have with an ordinary policy. It is […]

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What the insurance companies aren’t telling you about your premium

Although insurance companies offer peace of mind to the policy holders, it is important for all customers to remember that they are for profit companies, and accordingly your own personal interest is not their number one priority. Consequently, any insurance company will capitalize on every opportunity to extract money from its customers. The primary source […]

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